Free ECO4 Grants

Energy Company Obligation Scheme (ECO4)

The Energy Company Obligation (ECO4) is a government-backed funding programme designed to help households cut their energy bills and improve home efficiency, completely free for those who qualify.

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Free ECO4 Grants for Heating and Energy Upgrades

The Energy Company Obligation (ECO4) is a government-backed funding programme designed to help households cut their energy bills and improve home efficiency, completely free for those who qualify.

Through ECO4, eligible homeowners can receive fully funded upgrades such as new boilers, home insulation, solar panels, and low-carbon heating systems, all installed by accredited professionals. The scheme targets older, inefficient homes and helps families reduce heat loss, lower carbon emissions, and create more comfortable living environments.

At Elite Energy, we connect you directly with government funding and manage the full process, from checking eligibility and securing approval to completing every installation in line with ECO4 standards.

What Is the ECO4 Scheme?

The ECO4 scheme is the latest phase of the Government’s Energy Company Obligation, a national programme requiring major energy suppliers to fund home energy improvements for low-income or fuel-poor households. Running until March 2026, ECO4 focuses on transforming inefficient homes through fully funded improvements that lower energy use, reduce carbon emissions, and permanently cut heating costs.

The programme was introduced to tackle fuel poverty across the UK, helping households that struggle to heat their homes access the same efficiency standards as newer properties. ECO4 supports the UK’s net-zero targets by funding essential upgrades that make homes warmer, cleaner, and more affordable to run.

Rather than replacing single systems, ECO4 delivers whole-home efficiency packages, combining insulation, efficient heating, and renewable technologies such as solar panels and heat pumps, to bring older properties up to modern performance standards.

ECO4 funding can cover:

  • Heating system upgrades, including A-rated boilers and air source heat pumps

  • Loft, wall, and underfloor insulation to stop heat escaping

  • Solar panels to generate renewable electricity and lower grid dependency

All improvements are installed by our government-approved specialists under strict ECO4 guidelines, meaning homeowners receive professional work that meets national standards for safety, performance, and energy savings.

ECO4 is expected to help over 3 million UK homes, and you could be one of them. You don’t need to contact your energy supplier; our team handles the entire process, from eligibility check to installation.

What Upgrades Are Available Through the Scheme?

The ECO4 scheme funds a wide range of free energy-saving improvements that make homes warmer, more efficient, and cheaper to run. The upgrades you receive depend on your property’s current condition, whether it needs better insulation, a heating replacement, or renewable energy to reduce reliance on the grid.

Boiler Upgrades and First-Time Central Heating

Boiler Upgrades and First-Time Central Heating

Old, inefficient boilers are one of the biggest causes of heat loss and high bills. Under the ECO4 boiler grant, eligible homeowners can receive a brand-new A-rated boiler or complete central heating system, fully funded, including installation and controls.

Free Boiler Upgrades

Home Insulation

Home Insulation

Insulation is one of the most effective ways to stop heat escaping. Depending on your property type, funding can cover loft, cavity wall, solid wall, or underfloor insulation, helping you maintain a consistent temperature and reduce heat loss by up to 30%.

Free Home Insulation

Air Source Heat Pumps

Air Source Heat Pumps

For suitable properties, funding can cover the installation of an air source heat pump, a low-carbon heating system that provides renewable warmth and reduces reliance on gas. These systems can deliver up to three times more heat energy than the electricity they use.

Free Heat Pumps

Solar Panels (ECO4 Solar Grants)

Solar Panels (ECO4 Solar Grants)

ECO4 can also include solar PV systems, allowing qualifying households to generate renewable electricity and lower their reliance on the grid. Solar panels reduce bills immediately and provide long-term protection from rising energy prices.

Free Solar Panels

Smart Heating Controls and Efficiency Upgrades

Smart Heating Controls and Efficiency Upgrades

Some properties also qualify for smart controls and energy efficiency measures that help manage heating more effectively and maximise energy savings throughout the year.

Smart Heating Controls

ECO4 Grant Eligibility

The ECO4 scheme is designed to support households that need help improving energy efficiency the most, particularly those with low incomes, poor EPC ratings, or outdated heating systems. Eligibility is based on your household circumstances, property type, and income level.

If you don’t qualify under standard ECO4 rules, you may still be eligible through the Local Authority Flexible Eligibility (LA Flex) route. This scheme allows councils to approve funding for households who don’t receive benefits but still face high energy bills or health issues linked to cold living conditions.

At Elite Energy, our team reviews your details across every available funding route, ensuring you get access to the maximum support available for your home.

You could qualify if:

  • You receive benefits such as Universal Credit, Pension Credit, Housing Benefit, or Tax Credits.

  • Your household income is under £31,000 per year, even if you don’t claim benefits.

  • Someone in your home has a health condition affected by cold housing, such as respiratory illness, cardiovascular disease, or limited mobility.

  • Your home has an EPC rating of D, E, F or G, making it classed as energy inefficient.

  • You are a homeowner or private tenant (with landlord permission). Landlords can also apply for EPC upgrade funding to bring rental properties up to modern standards.

How Does the ECO4 Application Process Work?

Applying for ECO4 funding through Elite Energy is fast, simple, and fully managed from start to finish. Our in-house team handles everything, from checking your eligibility to installing your new energy upgrades, so you don’t have to deal with any red tape.

  • 1

    Check Your Eligibility

    Complete our quick online form to confirm whether you qualify for ECO4 funding. You’ll receive a response within 48 hours from one of our specialists, who will outline your options and answer any initial questions.

  • 2

    Free Home Survey

    If you qualify, we’ll arrange a free property survey with one of our accredited assessors. They’ll assess your current insulation, heating system, and energy performance to identify which upgrades will deliver the biggest savings and comfort improvements.

  • 3

    Funding Approval

    Once the survey is complete, our team manages your ECO4 application in full, including all documentation, benefit verification, and EPC checks. Most approvals are confirmed within 2–3 weeks, depending on the scheme.

  • 4

    Installation Day

    Your upgrades are installed by our certified in-house engineers. Most projects are completed in just 1-3 days, with minimal disruption to your home.

  • 5

    Sign-Off and Savings

    After installation, we complete all quality and safety checks, then issue final documentation confirming your upgrades meet government standards. From day one, you’ll enjoy lower energy bills and a warmer, more efficient home.

Benefits of the ECO4 Scheme

The ECO4 grant gives homeowners long-term savings, better comfort, and higher efficiency, all with zero upfront cost.

  • Lower Heating Bills for Good: Modern boilers, insulation, and renewable systems work together to cut wasted energy. Many households save £400–£800 a year in reduced heating costs.

  • A Warmer, Healthier Home: Insulation and upgraded heating keep rooms consistently warm, reducing draughts, damp, and cold-related health issues like asthma or joint pain.

  • No Upfront Cost or Hidden Fees: If you qualify, the entire process is fully funded through ECO4. You won’t pay a penny for materials, labour, or admin.

  • Higher Property Value: A better EPC rating improves resale value and makes your home compliant with future minimum energy standards for UK housing.

  • Free Renewable Energy Options: Many households qualify for solar panels or air source heat pumps, reducing carbon emissions and cutting long-term dependence on expensive fossil fuels.

  • Future-Proof Against Energy Price Rises: ECO4 upgrades protect homeowners from rising energy costs by permanently improving efficiency and generating renewable power where possible.

  • Government-Approved Installations: Every upgrade is fitted by accredited professionals under official ECO4 standards, ensuring high-quality results and lasting reliability.

Why Apply for ECO4 with Elite Energy?

Choosing the right installer is essential for a smooth application and high-quality installation. Elite Energy is a fully accredited, nationwide provider managing every stage of the ECO4 process in-house, from funding approval to final inspection.

Government-Approved Installer:

Accredited under ECO4, GBIS, and BUS, with full MCS, TrustMark, and Gas Safe certification.

End-to-End Service:

Eligibility checks, surveys, funding applications, installation, and aftercare all handled by our in-house specialists.

Proven Track Record:

Thousands of successful ECO installations across the UK, including boilers, insulation, solar panels, and heat pumps.

Fast Turnaround:

Most applications are approved within 2-3 weeks, and installations completed within days of confirmation.

Transparent and Hassle-Free:

No middlemen, no hidden costs, and no confusing paperwork, just clear communication and trusted delivery.

Secure Your ECO4 Funding Today

Every month without energy upgrades means higher bills and wasted energy. With the ECO4 scheme, eligible homeowners can unlock fully funded heating and insulation improvements that start saving money from day one.

Elite Energy makes the process simple, no hidden costs, no lengthy paperwork, and no uncertainty. Just government-backed upgrades installed by accredited specialists who handle everything from eligibility checks to final sign-off.

Find out in minutes if your home qualifies and start your upgrade today.

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Frequently Asked Questions

We have tried to answer most questions here but if you have any other queries please feel free to contact us!

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How long does it take to get approved for ECO4 funding?

Most approvals are confirmed within 2–3 weeks after your home survey. Once approved, installation is typically completed within a few days, depending on the measures being fitted.

Can ECO4 cover more than one upgrade?

Yes. ECO4 supports whole-home improvements, meaning you could receive a combination of heating, insulation, and renewable energy measures as part of the same funding package.

Do I need to be receiving benefits to qualify?

Not always. While ECO4 primarily supports benefit claimants, households with low income or specific health conditions may qualify through LA Flex, managed by local councils.

Can landlords apply for ECO4 funding?

Yes. Private landlords can access ECO4 grants if their tenants meet eligibility criteria and consent to the upgrades. This helps ensure properties meet EPC standards and avoid future compliance penalties.

What if I’ve already received funding under a previous ECO phase?

You may still qualify under ECO4, particularly if your home’s efficiency rating remains low or key upgrades were not previously installed.

Are the installations guaranteed?

Yes. All ECO4 upgrades are carried out by TrustMark and MCS-certified engineers and include full quality assurance, compliance checks, and performance guarantees.

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